/* ==========================================================================
   Colluc Câmbio — folha de estilos
   Identidade herdada de colluccambio.com.br: azul #1A56DB → verde #0E9F6E,
   fundo claro #F5F7F4, Geist (títulos) + Inter (texto).
   Verde de texto e de botões escurecido (#047857 / #0B7F5A) para contraste AA.
   ========================================================================== */

@font-face {
  font-family: "Geist";
  src: url("../fonts/geist-latin.woff2") format("woff2");
  font-weight: 400 700;
  font-style: normal;
  font-display: swap;
}

@font-face {
  font-family: "Inter";
  src: url("../fonts/inter-latin.woff2") format("woff2");
  font-weight: 400 600;
  font-style: normal;
  font-display: swap;
}

:root {
  /* Cores */
  --ink: #0c1b2a;
  --ink-2: #13283d;
  --blue: #1a56db;
  --green: #0e9f6e;
  --green-lt: #34d399;
  --green-text: #047857;
  --accent: var(--blue);
  --accent-deep: #1646b3;
  --accent-soft: #eaf0fb;
  --canvas: #f5f7f4;
  --paper: #ffffff;
  --pblue: #eaf0fb;
  --pgreen: #e6f4ec;
  --white: #ffffff;
  --text: #0c1b2a;
  --text-2: #3a4650;
  --muted: #5c6670;
  --line: #e4e7e4;
  --line-2: #c8ccce;
  --on-dark: #e6ecf2;
  --on-dark-muted: #9fb0bf;
  --line-dark: #1e2f40;
  --grad: linear-gradient(90deg, var(--blue), #0b7f5a);
  --grad-soft: radial-gradient(120% 130% at 18% 0%, var(--pblue) 0%, var(--pgreen) 55%, #dcf1e6 100%);

  /* Tipografia */
  --font-display: "Geist", "Inter", -apple-system, "Segoe UI", Roboto, system-ui, sans-serif;
  --font-body: "Inter", -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, system-ui, sans-serif;

  /* Espaçamento (base 8px) */
  --s1: 0.5rem;
  --s2: 1rem;
  --s3: 1.5rem;
  --s4: 2rem;
  --s5: 3rem;
  --s6: 4rem;
  --s7: 5.25rem;

  --radius: 20px;
  --radius-sm: 12px;
  --shadow: 0 1px 2px rgba(12, 27, 42, 0.04), 0 18px 40px -24px rgba(12, 27, 42, 0.28);
  --header-h: 66px;
  --container: 1120px;
}

/* Base ------------------------------------------------------------------ */

*,
*::before,
*::after { box-sizing: border-box; }

html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
[id] { scroll-margin-top: calc(var(--header-h) + 16px); }

body {
  margin: 0;
  font-family: var(--font-body);
  font-size: 1rem;
  line-height: 1.6;
  color: var(--text);
  background: var(--canvas);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

img { max-width: 100%; height: auto; display: block; }

a { color: var(--blue); text-underline-offset: 3px; }
a:hover { color: var(--ink); }

h1, h2, h3, h4 { margin: 0 0 var(--s2); line-height: 1.15; color: var(--ink); font-family: var(--font-display); letter-spacing: -0.02em; }

p { margin: 0 0 var(--s2); }

ul, ol { padding-left: 1.25rem; }

strong { font-weight: 600; }

:focus-visible { outline: 2px solid var(--blue); outline-offset: 3px; border-radius: 4px; }

::selection { background: #cfe0fb; color: var(--ink); }

.sr-only {
  position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}

.skip-link {
  position: absolute; left: var(--s2); top: -100px; z-index: 100;
  background: var(--ink); color: var(--white); padding: var(--s1) var(--s2);
  border-radius: var(--radius-sm); font-weight: 600;
}
.skip-link:focus { top: var(--s2); }

.container { width: 100%; max-width: var(--container); margin: 0 auto; padding: 0 22px; }
.container--narrow { max-width: 860px; }

.icon { width: 1.2em; height: 1.2em; flex-shrink: 0; }
.icon--xs { width: 0.9em; height: 0.9em; }
.icon--lg { width: 2.25rem; height: 2.25rem; }

.grad-text, .text-accent {
  background: linear-gradient(90deg, var(--blue), var(--green));
  -webkit-background-clip: text; background-clip: text; color: transparent;
}

/* Tipografia de seção ---------------------------------------------------- */

.eyebrow {
  margin: 0 0 var(--s2);
  font-family: var(--font-display); font-size: 0.75rem; font-weight: 600;
  letter-spacing: 0.16em; text-transform: uppercase;
  color: var(--green-text);
}
.eyebrow--light { color: var(--green-text); }

.section-title {
  font-weight: 600;
  font-size: clamp(1.65rem, 1.1rem + 2vw, 2.4rem);
}
.section-title--light { color: var(--white); }

.section-lead { font-size: 1.06rem; color: var(--text-2); max-width: 68ch; }

.section-head { margin-bottom: var(--s5); max-width: 760px; }
.section-head--center { text-align: center; margin-left: auto; margin-right: auto; }

/* Botões ------------------------------------------------------------------ */

.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.55rem;
  min-height: 48px; padding: 0.8rem 1.25rem;
  font: 500 0.95rem/1 var(--font-display);
  text-decoration: none; border-radius: 12px; border: 1px solid transparent;
  cursor: pointer; white-space: nowrap;
  transition: transform .15s ease, box-shadow .15s ease, background-color .15s ease, border-color .15s ease, color .15s ease;
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }
.btn--sm { min-height: 40px; padding: 0.55rem 0.95rem; font-size: 0.875rem; }
.btn--lg { min-height: 54px; padding: 0.95rem 1.5rem; font-size: 1rem; }

.btn--accent, .btn--grad { background: var(--grad); color: var(--white); box-shadow: 0 6px 18px -8px rgba(26, 86, 219, 0.6); }
.btn--accent:hover, .btn--grad:hover { color: var(--white); box-shadow: 0 10px 24px -8px rgba(11, 127, 90, 0.55); }

.btn--dark { background: var(--ink); color: var(--white); }
.btn--dark:hover { background: var(--ink-2); color: var(--white); }

.btn--ghost, .btn--outline-dark { background: var(--white); border-color: var(--line); color: var(--ink); }
.btn--ghost:hover, .btn--outline-dark:hover { border-color: var(--line-2); color: var(--ink); }

.btn--white { background: var(--white); color: var(--ink); }
.btn--white:hover { color: var(--ink); }

.btn--outline-light { border-color: rgba(255, 255, 255, 0.6); color: var(--white); }
.btn--outline-light:hover { background: rgba(255, 255, 255, 0.12); color: var(--white); }

/* Barra regulatória -------------------------------------------------------- */

.regbar { background: var(--ink); color: var(--on-dark-muted); font-size: 0.78rem; line-height: 1.5; }
.regbar__inner { display: flex; align-items: flex-start; gap: 0.6rem; padding-top: 0.55rem; padding-bottom: 0.55rem; }
.regbar__icon { color: var(--green-lt); margin-top: 0.1rem; }
.regbar p { margin: 0; }
.regbar strong { color: var(--white); font-weight: 600; }
.regbar a { color: var(--green-lt); font-weight: 600; white-space: nowrap; }
.regbar a:hover { color: var(--white); }

/* Cabeçalho ---------------------------------------------------------------- */

.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(245, 247, 244, 0.9);
  backdrop-filter: saturate(1.2) blur(12px);
  -webkit-backdrop-filter: saturate(1.2) blur(12px);
  border-bottom: 1px solid var(--line);
}
.site-header__inner { display: flex; align-items: center; justify-content: space-between; gap: var(--s3); min-height: var(--header-h); }

.brand { display: inline-flex; align-items: center; gap: 11px; text-decoration: none; color: var(--ink); }
.brand:hover { color: var(--ink); }
.brand__mark { width: 34px; height: 34px; display: block; flex: none; }
.brand__name { font-family: var(--font-display); font-weight: 600; font-size: 1.25rem; letter-spacing: -0.02em; line-height: 1; }
.brand__name i { font-style: normal; font-weight: 400; color: var(--green-text); font-size: 0.8rem; letter-spacing: 0.16em; margin-left: 2px; }
.brand--light { color: var(--white); }
.brand--light:hover { color: var(--white); }
.brand--light .brand__name i { color: var(--green-lt); }

.nav { display: flex; align-items: center; gap: var(--s3); }
.nav__list { display: flex; gap: 0.15rem; list-style: none; margin: 0; padding: 0; }
.nav__link {
  display: block; padding: 0.5rem 0.7rem; border-radius: 10px;
  color: var(--text-2); text-decoration: none; font-size: 0.9rem; font-weight: 450;
  transition: color .15s ease, background-color .15s ease;
}
.nav__link:hover { color: var(--ink); background: rgba(12, 27, 42, 0.04); }
.nav__link.is-active { color: var(--ink); font-weight: 600; }

.nav-toggle {
  display: none; align-items: center; justify-content: center;
  width: 42px; height: 42px; border-radius: 10px;
  background: var(--white); border: 1px solid var(--line); color: var(--ink); cursor: pointer;
}
.nav-toggle .icon { width: 20px; height: 20px; }
.nav-toggle__close { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__open { display: none; }
.nav-toggle[aria-expanded="true"] .nav-toggle__close { display: inline-flex; }

@media (max-width: 1060px) {
  .nav-toggle { display: inline-flex; }
  .nav {
    position: absolute; top: 100%; left: 0; right: 0;
    flex-direction: column; align-items: stretch; gap: var(--s2);
    padding: var(--s1) 22px var(--s3);
    background: var(--canvas); border-bottom: 1px solid var(--line);
    max-height: calc(100vh - var(--header-h)); overflow-y: auto;
    display: none;
  }
  .nav.is-open { display: flex; }
  .nav__list { flex-direction: column; }
  .nav__link { padding: 0.85rem 0.25rem; border-radius: 0; border-bottom: 1px solid var(--line); font-size: 1rem; }
  .nav__cta { align-self: flex-start; }
}

/* Hero da página inicial (mesma composição do site original) ---------------- */

.hero { padding: 72px 0 40px; }
.hero__head { display: flex; flex-direction: column; align-items: center; text-align: center; max-width: 800px; margin: 0 auto; }
.hero__title { font-size: clamp(2rem, 1.2rem + 3.4vw, 3.4rem); font-weight: 600; line-height: 1.06; margin-bottom: 0; }
.hero__lead { font-size: 1.12rem; color: var(--text-2); margin: 22px 0 30px; max-width: 58ch; }
.hero__actions { display: flex; gap: 12px; flex-wrap: wrap; justify-content: center; }
.microtrust { margin: 18px 0 0; font-size: 0.85rem; color: var(--muted); display: flex; align-items: center; gap: 8px; justify-content: center; text-align: left; }
.microtrust::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--green); flex: none; }

.banner {
  position: relative; overflow: hidden;
  margin-top: 48px; padding: 64px 40px 72px; border-radius: 32px;
  background: var(--grad-soft);
}
.glow { position: absolute; border-radius: 50%; filter: blur(60px); pointer-events: none; }
.glow--1 { width: 340px; height: 340px; background: var(--blue); top: -140px; left: -80px; opacity: 0.25; }
.glow--2 { width: 300px; height: 300px; background: var(--green); bottom: -140px; right: -60px; opacity: 0.28; }

.panel {
  position: relative; max-width: 620px; margin: 0 auto;
  background: var(--white); border: 1px solid var(--line); border-radius: 20px;
  box-shadow: 0 44px 84px -42px rgba(12, 27, 42, 0.4);
  padding: 24px 26px 22px; transform: rotate(-1deg);
}
.panel--tilt-r { transform: rotate(1deg); }
.panel__top { display: flex; align-items: center; gap: 14px; margin-bottom: 14px; }
.panel__dots { display: flex; gap: 6px; }
.panel__dots i { width: 8px; height: 8px; border-radius: 50%; background: #dde1dd; display: block; }
.panel__title { font-family: var(--font-display); font-weight: 600; font-size: 0.8rem; color: var(--ink); margin: 0; }
.panel__chip {
  margin-left: auto; font-family: var(--font-display); font-size: 0.72rem; font-weight: 600; color: var(--white);
  background: var(--grad); border-radius: 999px; padding: 4px 11px; white-space: nowrap;
}
.prow { display: flex; align-items: flex-start; gap: 12px; padding: 12px 0; border-bottom: 1px solid var(--line); font-size: 0.92rem; }
.prow:last-of-type { border-bottom: 0; }
.prow__dot { width: 9px; height: 9px; border-radius: 50%; background: var(--green); flex: none; margin-top: 0.45rem; }
.prow__body { flex: 1; min-width: 0; }
.prow__body strong { display: block; font-family: var(--font-display); font-weight: 600; color: var(--ink); }
.prow__body span { display: block; font-size: 0.82rem; color: var(--muted); }
.prow__check { color: var(--green-text); font-weight: 700; }
.panel__foot { display: flex; flex-wrap: wrap; gap: 0.5rem 1rem; align-items: center; justify-content: space-between; margin: 12px 0 0; padding-top: 12px; border-top: 1px dashed var(--line); font-size: 0.82rem; color: var(--muted); }
.panel__foot a { display: inline-flex; align-items: center; gap: 0.4rem; font-weight: 600; text-decoration: none; }

/* Faixa de pilares */
.pillars { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; list-style: none; margin: 0; padding: 0; }
.pillar { display: flex; align-items: center; gap: 12px; font-family: var(--font-display); font-weight: 500; font-size: 0.95rem; }
.pillar .icon { width: 22px; height: 22px; color: var(--blue); }

/* Banner com texto + painel (bloco "Não somos um banco") */
.banner--split { padding: 60px 46px; margin-top: 0; }
.banner__grid { position: relative; display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
.banner__text h2 { font-size: clamp(1.6rem, 1.1rem + 2vw, 2.35rem); font-weight: 600; max-width: 22ch; }
.banner__text p { font-size: 1.05rem; color: #2c3843; max-width: 54ch; }
.banner__text p:last-child { margin-bottom: 0; }

/* Hero interno (páginas) ------------------------------------------------- */

.page-hero { position: relative; overflow: hidden; padding: 56px 0 48px; background: var(--grad-soft); border-bottom: 1px solid var(--line); }
.page-hero::before, .page-hero::after { content: ""; position: absolute; border-radius: 50%; filter: blur(60px); pointer-events: none; }
.page-hero::before { width: 320px; height: 320px; background: var(--blue); opacity: 0.18; top: -170px; left: -90px; }
.page-hero::after { width: 280px; height: 280px; background: var(--green); opacity: 0.2; bottom: -170px; right: -60px; }
.page-hero .container { position: relative; }
.page-hero__title { font-weight: 600; font-size: clamp(1.9rem, 1.3rem + 2.4vw, 2.9rem); margin-bottom: var(--s2); }
.page-hero__lead { max-width: 68ch; color: #2c3843; font-size: 1.06rem; margin: 0; }
.breadcrumb { display: flex; flex-wrap: wrap; gap: 0.4rem; list-style: none; padding: 0; margin: 0 0 var(--s3); font-size: 0.82rem; color: var(--muted); }
.breadcrumb a { color: var(--blue); text-decoration: none; }
.breadcrumb li + li::before { content: "/"; margin-right: 0.4rem; opacity: 0.5; }

/* Seções -------------------------------------------------------------------- */

.section { padding: var(--s7) 0; border-top: 1px solid var(--line); }
.section--flush { border-top: 0; }
.section--paper { background: var(--paper); }
.section--tight { padding: var(--s5) 0; }

.note {
  display: flex; gap: 0.75rem; align-items: flex-start;
  margin: var(--s4) 0 0; padding: var(--s2) var(--s3);
  background: var(--white); border: 1px solid var(--line); border-left: 3px solid var(--green);
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0;
  font-size: 0.92rem; color: var(--text-2);
}
.section--paper .note { background: var(--canvas); }
.note .icon { color: var(--green-text); margin-top: 0.2rem; }

/* Cartões de instituição ---------------------------------------------------- */

.inst-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.inst-card {
  display: flex; flex-direction: column; gap: var(--s2); min-width: 0;
  background: var(--white); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 26px; box-shadow: var(--shadow);
}
.section--paper .inst-card { background: var(--canvas); box-shadow: none; }
.inst-card__head { padding-bottom: var(--s2); border-bottom: 1px solid var(--line); }
.inst-card__tag { font-family: var(--font-display); font-size: 0.7rem; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--green-text); }
.inst-card__name { font-weight: 600; font-size: 1.35rem; margin: 0.4rem 0 0.15rem; }
.inst-card__legal { margin: 0 0 0.2rem; font-weight: 600; color: var(--text); font-size: 0.95rem; }
.inst-card__meta { font-size: 0.84rem; color: var(--muted); margin: 0; }
.inst-card__services { font-size: 0.9rem; color: var(--text-2); margin: 0; }
.inst-card__services strong { color: var(--text); }
.inst-card__channels { margin: 0; display: grid; gap: 0.35rem; }
.inst-card__channels div { display: grid; grid-template-columns: 1fr; gap: 0.1rem; padding: 0.55rem 0; border-top: 1px dashed var(--line); font-size: 0.88rem; }
.inst-card__channels dt { color: var(--muted); }
.inst-card__channels dd { margin: 0; font-weight: 600; color: var(--text); overflow-wrap: anywhere; }
.inst-card__channels .is-ouvidoria { background: linear-gradient(150deg, var(--pblue), var(--pgreen)); border: 1px solid #d3e3dc; border-radius: var(--radius-sm); padding: 0.8rem 0.9rem; margin-top: 0.3rem; }
.inst-card__channels .is-ouvidoria dt { color: var(--green-text); font-family: var(--font-display); font-weight: 600; letter-spacing: 0.08em; text-transform: uppercase; font-size: 0.75rem; }
.inst-card__channels .is-ouvidoria dd { font-size: 1.15rem; font-family: var(--font-display); }
.inst-card__channels small { display: block; font-size: 0.78rem; font-weight: 400; color: var(--text-2); font-family: var(--font-body); }
.inst-card__links { display: flex; flex-wrap: wrap; gap: 0.5rem 1.25rem; margin: auto 0 0; font-size: 0.86rem; font-weight: 600; }
.inst-card__links a { display: inline-flex; align-items: center; gap: 0.35rem; text-decoration: none; }
.inst-card__links a:hover { text-decoration: underline; }

/* Custos -------------------------------------------------------------------- */

.cost { background: var(--grad-soft); border-radius: 26px; padding: 52px; position: relative; overflow: hidden; }
.cost__inner { display: grid; grid-template-columns: 0.8fr 1.6fr; gap: var(--s5); align-items: center; }
.cost .section-title { margin: 0; }
.cost__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.cost__item { padding: 22px; border: 1px solid var(--line); border-radius: 18px; background: var(--white); }
.cost__num { display: block; font-family: var(--font-display); font-size: 1.9rem; font-weight: 700; margin-bottom: var(--s1); line-height: 1.1; color: var(--blue); }
.cost__num .icon { color: var(--blue); }
.cost__item p { font-size: 0.9rem; color: var(--text-2); margin: 0; }
.cost__item strong { color: var(--ink); }

/* Cartões ------------------------------------------------------------------- */

.cards { display: grid; gap: 18px; }
.cards--3 { grid-template-columns: repeat(3, 1fr); }
.cards--2 { grid-template-columns: repeat(2, 1fr); }
.cards--4 { grid-template-columns: repeat(4, 1fr); }

.card {
  position: relative; display: flex; flex-direction: column;
  padding: 26px; background: var(--white); border: 1px solid var(--line); border-radius: 18px;
  transition: border-color .2s ease, box-shadow .2s ease, transform .2s ease;
}
.section--paper .card { background: var(--canvas); }
.card:hover { border-color: var(--line-2); box-shadow: var(--shadow); }
.card__icon { display: inline-flex; margin-bottom: var(--s2); color: var(--blue); }
.card__icon .icon { width: 26px; height: 26px; }
.card--green .card__icon { color: var(--green-text); }
.card__title { font-weight: 600; font-size: 1.1rem; margin-bottom: 0.45rem; }
.card p { color: var(--text-2); font-size: 0.93rem; }
.card p:last-child { margin-bottom: 0; }
.card ul { color: var(--text-2); font-size: 0.93rem; padding-left: 1.1rem; margin: 0 0 var(--s2); }
.card ul li + li { margin-top: 0.35rem; }
.card__link { margin-top: auto; display: inline-flex; align-items: center; gap: 0.4rem; font-weight: 600; font-size: 0.9rem; text-decoration: none; }
.card__link .icon { transition: transform .2s ease; }
.card__link:hover .icon { transform: translateX(3px); }
.who-note { margin: 26px 0 0; font-size: 0.93rem; color: var(--muted); }

/* Passos -------------------------------------------------------------------- */

.steps { list-style: none; padding: 0; margin: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.step { position: relative; padding: 26px; background: var(--white); border: 1px solid var(--line); border-radius: 20px; }
.section--paper .step { background: var(--canvas); }
.step__n {
  display: block; font-family: var(--font-display); font-weight: 700; font-size: 0.95rem; letter-spacing: 0.06em;
  background: linear-gradient(90deg, var(--blue), var(--green-text)); -webkit-background-clip: text; background-clip: text; color: transparent;
}
.step__title { font-size: 1.15rem; font-weight: 600; margin: 12px 0 8px; }
.step p { font-size: 0.92rem; color: var(--text-2); margin: 0; }

/* Split / equipe ------------------------------------------------------------ */

.split { display: grid; grid-template-columns: 1fr 1fr; gap: var(--s6); align-items: center; }
.split > * { min-width: 0; }
.checklist { list-style: none; padding: 0; margin: var(--s3) 0 var(--s4); }
.checklist li { display: flex; gap: 0.6rem; align-items: flex-start; padding: 0.35rem 0; }
.checklist .icon { color: var(--green-text); margin-top: 0.2rem; }

.member__role { font-family: var(--font-display); font-size: 0.75rem; font-weight: 600; letter-spacing: 0.14em; text-transform: uppercase; color: var(--green-text); margin-bottom: 0.25rem; }

.values { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.value { padding: 24px; background: var(--white); border: 1px solid var(--line); border-radius: 18px; }
.value::before { content: ""; display: block; width: 32px; height: 3px; border-radius: 3px; background: var(--grad); margin-bottom: var(--s2); }
.value h3 { font-size: 1.08rem; font-weight: 600; }
.value p { font-size: 0.92rem; color: var(--text-2); margin: 0; }

/* FAQ ----------------------------------------------------------------------- */

.faq { display: grid; gap: 0; }
.faq__item { border-bottom: 1px solid var(--line); }
.faq__item:first-child { border-top: 1px solid var(--line); }
.faq__item summary {
  list-style: none; cursor: pointer; position: relative;
  padding: 1.25rem 3rem 1.25rem 0; font-family: var(--font-display); font-weight: 500; font-size: 1.08rem; color: var(--ink);
}
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::before,
.faq__item summary::after { content: ""; position: absolute; right: 4px; top: 50%; background: var(--green-text); border-radius: 2px; transition: transform .2s ease, opacity .2s ease; }
.faq__item summary::before { width: 16px; height: 2px; margin-top: -1px; }
.faq__item summary::after { width: 2px; height: 16px; margin-top: -8px; right: 11px; }
.faq__item[open] summary::after { transform: rotate(90deg); opacity: 0; }
.faq__item p { padding: 0 0 1.4rem; margin: 0; color: var(--text-2); font-size: 0.97rem; max-width: 72ch; }

/* Faixa CTA ----------------------------------------------------------------- */

.cta-band { padding: 0 0 var(--s7); }
.cta-band__inner {
  display: flex; flex-direction: column; align-items: center; text-align: center; gap: var(--s3);
  background: var(--grad); border-radius: 28px; padding: 56px 40px; color: var(--white);
}
.cta-band__title { font-weight: 600; font-size: clamp(1.6rem, 1.1rem + 2vw, 2.4rem); margin-bottom: 0.5rem; color: var(--white); }
.cta-band p { margin: 0; opacity: 0.95; font-size: 1.05rem; }
.cta-band__actions { display: flex; flex-wrap: wrap; gap: 12px; justify-content: center; }
.section + .cta-band { padding-top: 0; }

/* Conteúdo textual (políticas) ---------------------------------------------- */

.prose { max-width: 820px; }
.prose h2 { font-weight: 600; font-size: 1.4rem; margin-top: var(--s5); padding-top: var(--s3); border-top: 1px solid var(--line); }
.prose h2:first-of-type { margin-top: 0; border-top: 0; padding-top: 0; }
.prose h3 { font-size: 1.08rem; font-weight: 600; margin-top: var(--s4); }
.prose p, .prose li { color: #2b3947; overflow-wrap: break-word; }
.prose a { overflow-wrap: anywhere; }
.prose ul, .prose ol { margin: 0 0 var(--s2); }
.prose li + li { margin-top: 0.4rem; }
.prose table { width: 100%; border-collapse: collapse; margin: var(--s2) 0 var(--s3); font-size: 0.92rem; background: var(--white); }
.prose th, .prose td { text-align: left; vertical-align: top; padding: 0.75rem; border: 1px solid var(--line); }
.prose th { background: #eef1ee; font-weight: 600; }
.table-wrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.updated { display: inline-block; font-size: 0.85rem; color: var(--muted); background: var(--white); border: 1px solid var(--line); border-radius: 999px; padding: 0.35rem 0.9rem; margin-bottom: var(--s4); }

.doc-layout { display: grid; grid-template-columns: 250px 1fr; gap: var(--s6); align-items: start; }
.doc-layout > * { min-width: 0; }
.doc-spacer { min-height: 1px; }
.toc { position: sticky; top: calc(var(--header-h) + var(--s3)); font-size: 0.88rem; padding: var(--s3); background: var(--white); border: 1px solid var(--line); border-radius: 18px; }
.toc p { font-family: var(--font-display); font-size: 0.72rem; font-weight: 600; letter-spacing: 0.16em; text-transform: uppercase; color: var(--green-text); margin-bottom: var(--s1); }
.toc ol { margin: 0; padding-left: 1.1rem; }
.toc li + li { margin-top: 0.35rem; }
.toc a { color: var(--text); text-decoration: none; }
.toc a:hover { color: var(--blue); text-decoration: underline; }

.callout { display: flex; gap: var(--s2); padding: var(--s3); border-radius: 18px; background: linear-gradient(150deg, var(--pblue), var(--pgreen)); border: 1px solid #d3e3dc; margin: var(--s3) 0; }
.callout .icon { color: var(--blue); width: 1.5rem; height: 1.5rem; margin-top: 0.15rem; }
.callout p:last-child { margin: 0; }
.callout--warn { background: #fbf3e0; border-color: #ecd49d; }
.callout--warn .icon { color: #8a5a00; }

/* Contato ------------------------------------------------------------------- */

.contact-layout { display: grid; grid-template-columns: 1.3fr 0.9fr; gap: var(--s5); align-items: start; }
.contact-layout > * { min-width: 0; }
.form { display: grid; gap: var(--s3); padding: var(--s4); background: var(--white); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: var(--s3); }
.field { display: flex; flex-direction: column; gap: 0.4rem; min-width: 0; }
.field label, .field legend { font-size: 0.85rem; font-weight: 600; color: var(--ink); }
.field .req { color: #a2361f; }
.field input, .field select, .field textarea {
  width: 100%; min-height: 48px; padding: 0.7rem 0.9rem;
  font: 400 1rem/1.4 var(--font-body); color: var(--text);
  background: var(--white); border: 1px solid #c4cbc6; border-radius: 10px;
  transition: border-color .2s ease, box-shadow .2s ease;
}
.field textarea { min-height: 130px; resize: vertical; }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--blue); box-shadow: 0 0 0 3px rgba(26, 86, 219, 0.2); }
.field__hint { font-size: 0.8rem; color: var(--muted); }
.consent { display: flex; gap: 0.75rem; align-items: flex-start; font-size: 0.88rem; color: var(--text-2); }
.consent input { width: 20px; height: 20px; margin-top: 0.15rem; accent-color: var(--blue); flex-shrink: 0; }
.hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }

.alert { display: flex; gap: 0.75rem; padding: var(--s2) var(--s3); border-radius: var(--radius-sm); font-size: 0.95rem; margin-bottom: var(--s3); }
.alert p { margin: 0; }
.alert--ok { background: #eaf6ef; border: 1px solid #b5dcc6; color: #14532d; }
.alert--erro { background: #fbeeea; border: 1px solid #eab9ab; color: #7a2413; }

.info-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 12px; }
.info-list li { display: flex; gap: var(--s2); align-items: flex-start; padding: 14px 18px; background: var(--white); border: 1px solid var(--line); border-radius: 14px; min-width: 0; }
.section--paper .info-list li { background: var(--canvas); }
.info-list li > div { min-width: 0; overflow-wrap: anywhere; }
.info-list .icon { color: var(--blue); margin-top: 0.2rem; }
.info-list strong { display: block; font-family: var(--font-display); font-size: 0.72rem; letter-spacing: 0.12em; text-transform: uppercase; color: var(--muted); font-weight: 600; }
.info-list span, .info-list a { font-weight: 500; }

.channels { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.channel { position: relative; padding: var(--s4) var(--s3) var(--s3); background: var(--white); border: 1px solid var(--line); border-radius: 18px; min-width: 0; overflow-wrap: anywhere; }
.channel__n { position: absolute; top: -14px; left: var(--s3); display: inline-flex; align-items: center; justify-content: center; width: 28px; height: 28px; border-radius: 50%; background: var(--grad); color: var(--white); font-weight: 700; font-size: 0.8rem; font-family: var(--font-display); }
.channel h3 { font-size: 1.05rem; font-weight: 600; }
.channel p { font-size: 0.9rem; color: var(--text-2); }
.channel p:last-child { margin: 0; }

/* Rodapé -------------------------------------------------------------------- */

.site-footer { background: var(--ink); color: #c3ccd6; padding: 60px 0 var(--s4); font-size: 0.9rem; }
.footer-grid { display: grid; grid-template-columns: 1.15fr 0.8fr 1fr 1.3fr; gap: var(--s5); padding-bottom: var(--s5); border-bottom: 1px solid var(--line-dark); }
.footer-grid > * { min-width: 0; }
.footer-brand .brand { margin-bottom: var(--s3); }
.footer-id { margin: 0; display: grid; gap: 0.5rem; }
.footer-id dt { font-size: 0.7rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--green-lt); }
.footer-id dd { margin: 0; color: var(--white); font-weight: 500; }
.footer-title { font-family: var(--font-display); font-size: 0.8rem; font-weight: 600; letter-spacing: 0.06em; text-transform: uppercase; color: var(--white); margin-bottom: var(--s2); }
.footer-links { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.55rem; }
.footer-links a, .footer-contact a { color: #c3ccd6; text-decoration: none; overflow-wrap: anywhere; }
.footer-links a:hover, .footer-contact a:hover { color: var(--white); text-decoration: underline; }
.footer-contact { list-style: none; padding: 0; margin: 0; display: grid; gap: 0.85rem; }
.footer-contact li { display: flex; gap: 0.65rem; align-items: flex-start; min-width: 0; }
.footer-contact .icon { color: var(--green-lt); margin-top: 0.2rem; }
.footer-legal { padding-top: var(--s4); font-size: 0.8rem; line-height: 1.7; color: #9aa7b2; }
.footer-legal a { color: var(--green-lt); }
.footer-copy { margin: var(--s2) 0 0; color: #8795a1; }

/* WhatsApp flutuante ------------------------------------------------------- */

.wa-float {
  position: fixed; right: 20px; bottom: 20px; z-index: 60;
  display: inline-flex; align-items: center; justify-content: center;
  width: 58px; height: 58px; border-radius: 50%;
  background: #1f8f4e; color: #fff; box-shadow: 0 10px 24px -6px rgba(0, 0, 0, 0.35);
  transition: transform .2s ease, background-color .2s ease;
}
.wa-float:hover { transform: scale(1.06); background: #177a41; color: #fff; }
.wa-float .icon { width: 30px; height: 30px; }

/* Aviso de cookies ---------------------------------------------------------- */

.cookie-banner {
  position: fixed; left: 20px; bottom: 20px; z-index: 70; max-width: 460px;
  padding: var(--s3); border-radius: 18px;
  background: var(--white); color: var(--text); border: 1px solid var(--line);
  box-shadow: 0 24px 48px -16px rgba(12, 27, 42, 0.35); font-size: 0.88rem;
}
.cookie-banner__actions { display: flex; gap: 0.75rem; justify-content: flex-end; }

/* Responsivo ---------------------------------------------------------------- */

@media (max-width: 1024px) {
  .cost__inner { grid-template-columns: 1fr; gap: var(--s4); }
  .steps, .cards--4 { grid-template-columns: repeat(2, 1fr); }
  .inst-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .channels { grid-template-columns: repeat(2, 1fr); row-gap: var(--s4); }
  .doc-layout { grid-template-columns: 1fr; gap: var(--s4); }
  .toc { position: static; }
  .doc-spacer { display: none; }
}

@media (max-width: 900px) {
  .banner { padding: 40px 20px 48px; }
  .panel, .panel--tilt-r { transform: none; }
  .banner--split { padding: 40px 22px; }
  .banner__grid { grid-template-columns: 1fr; gap: var(--s4); }
  .pillars { grid-template-columns: repeat(2, 1fr); gap: 22px; }
  .cost { padding: 36px 22px; }
}

@media (max-width: 860px) {
  .section { padding: var(--s6) 0; }
  .cta-band { padding-bottom: var(--s6); }
  .inst-grid, .cards--3, .cards--2, .cost__grid, .values { grid-template-columns: 1fr; }
  .split, .contact-layout { grid-template-columns: 1fr; gap: var(--s5); }
}

@media (max-width: 640px) {
  .container { padding: 0 16px; }
  .regbar { font-size: 0.72rem; }
  .hero { padding: 48px 0 32px; }
  .hero__actions, .hero__actions .btn { width: 100%; }
  .banner { margin-top: 36px; border-radius: 24px; padding: 28px 14px 32px; }
  .panel { padding: 18px 16px 16px; }
  .panel__chip { display: none; }
  .pillars { grid-template-columns: 1fr; }
  .steps, .cards--4, .channels { grid-template-columns: 1fr; }
  .form { padding: var(--s3); }
  .form__row { grid-template-columns: 1fr; }
  .inst-card { padding: 20px; }
  .footer-grid { grid-template-columns: 1fr; gap: var(--s4); }
  .cta-band__inner { padding: 40px 20px; border-radius: 22px; }
  .cta-band__actions, .cta-band__actions .btn { width: 100%; }
  .cookie-banner { left: 12px; right: 12px; bottom: 12px; max-width: none; }
  .wa-float { width: 52px; height: 52px; right: 14px; bottom: 14px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}

@media print {
  .regbar, .site-header, .wa-float, .cookie-banner, .cta-band, .toc { display: none !important; }
  .page-hero { background: none; padding: 0 0 1rem; }
}